Time to Tackle Your ATO Debt Before the Rules Change

From 1 July 2025, interest on unpaid ATO tax debt will no longer be tax deductible. Find out how refinancing could help reduce costs and set your business up for a stronger EOFY.
Super or Mortgage: Where Should Your Surplus Go?

If you’re deciding between putting extra money into your super or your mortgage, you’re not alone. This blog explains the maths, the strategy, and why a bit of both might be the smarter choice.
The $15k Tax Win That Boosted Her Retirement by $110k

Smart CGT timing and super contributions helped our client save $15,100 in tax and boost her retirement by $110,000.
From Cultiv8 to Navigate — Financial Advice That Feels Like Home

We’re pleased to welcome Mitchell Cawley as our newest Provisional Financial Planner at Navigate Advisors. With a strong foundation in financial planning and a commitment to helping clients navigate their financial futures, Mitchell brings both experience and enthusiasm to the team.
Navigate Advisors Welcomes Mitchell Cawley as Provisional Financial Planner

We’re pleased to welcome Mitchell Cawley as our newest Provisional Financial Planner at Navigate Advisors. With a strong foundation in financial planning and a commitment to helping clients navigate their financial futures, Mitchell brings both experience and enthusiasm to the team.
News at Navigate: Meet Our New Directors

News at Navigate: Meet Our New Directors We’re excited to share that Peter Hastie and Shannon Smith have both been appointed to the role of ‘Director’ at Navigate Advisors. Both Shannon and Peter bring a wealth of experience, deep care for their clients, and a down-to-earth approach to their respective roles within accounting and financial […]
Targeted Debt Repayment

Smash That Debt: The Two Best Ways to Pay It Off “How am I supposed to save for the fun stuff when my debts are eating up everything I earn?” If this sounds familiar, you’re not alone. Juggling multiple debts can feel like an endless uphill battle – draining your energy, your wallet, and your […]
Debt Recycling

If you’ve ever thought about how to pay off your home loan faster while building long-term wealth, debt recycling might be a strategy worth researching.
A Fond Farewell to Our CEO, Matthew Karpanen

It’s with bittersweet emotions that we announce our CEO, Matthew Karpanen (or as we all know him Karpo), will be stepping down from his role at Navigate Advisors to pursue an exciting new chapter in his career. Karpo, who has been an integral part of Navigate since 2014, has been a driving force behind our […]