From Cultiv8 to Navigate — Financial Advice That Feels Like Home

Navigate Advisors has expanded its presence into the Young community, proudly welcoming the clients of Cultiv8 Financial Advisors. 

Cultiv8 Financial Advisors, led by Emily Bowker, is known for being about more than just numbers. They believe in their clients’ dreams and are passionate about delivering financial advice that makes a real difference. Their approach starts with your goals and cultivates a tailored plan to help you live the life you want — whether that’s renovating your home, taking annual holidays, or simply feeling secure about your future. 

This philosophy aligns closely with our own mission at Navigate — that everyone deserves a fulfilling life. We don’t just focus on financial outcomes; we aim to support our clients through every stage of their journey. We’re committed to building on the strong foundation that Emily and the Cultiv8 Advisors team have created, ensuring clients continue to receive the personalised, goal-driven advice they value. 

We’re delighted that Emily will stay on as Relationship Manager, supporting clients as she has always done — with dedication and a genuine desire to help them achieve their aspirations. Emily’s decision to simplify her professional life comes from her passion for family, as she supports her son’s dream of competing as an equestrian at the next Olympics. We admire her commitment to living the life she wants, which echoes both Cultiv8 and Navigate’s focus on helping clients realise their own version of financial success. 

Gavin Lamb, Director of Navigate Advisors, shared his thoughts: