Tax on Investment Earnings

In this video, Gavin explains how different investments are taxed depending on who owns them, whether that’s you personally, a company, a trust, or your super. Using a simple property example that also applies to shares, he talks through the two main ways you make money from investing: income (like rent or dividends) and growth (capital gains), and how the tax works for each.

You’ll find out:

• What happens when you own investments in your own name and how that affects your tax rate
• Why companies pay a flat 30% tax on investment earnings
• How family trusts can be used to share income or gains in a tax-smart way
• Why super is often the most tax-effective place to invest, with just 10% tax on capital gains and none once you’re in pension phase
• How to get the right mix of investments inside and outside of super to suit where you’re at in life

Gavin makes sense of the numbers and shows how a bit of planning can help you grow your wealth while keeping your tax bill in check. If you would like to chat over your unique circumstances, book a call with our Financial Planning team here.